Ragain Financial Incorporated d/b/a Ragain Financial Wealth Management ("RFWM") is a Registered Investment Advisor ("RIA"), located in the State of Florida. RFWM provides investment advisory andrelated services for clients nationally. RFWM will maintain all applicable registration and licenses as required by the various states in which RFWM conducts business, as applicable. RFWM renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.
Please read these terms and conditions of use(“Terms”) carefully before using the website located at HTTP://WWW.RFWEALTH.COM(“Website”) or any of the information or services provided by Ragain Financial Incorporated d/b/a Ragain Financial Wealth Management(collectively “RFWM”, “we”, “our”, “us”) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them.
If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by RFWM in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.
RFWM reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified. These Terms were last updated on April 23,2021.
Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.
Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.
This website is intended to provide general information about RFWM and its services. It is not intended to offer of deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies, and to be able to contact us for further information.
Market data, articles, and other content on this website are based on generally available information and are believed to be reliable. RFWM does not guarantee the accuracy of the information contained in this website. The information is of a general nature and should not be construed as investment advice.
RFWM will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure"), Form ADV Part 2B, which is the Brochure Supplement for each advisory person supporting a particular client. You may obtain a copy of these disclosures on the SEC website at http://advisorinfo.sec.gov or you may Contact Us to request a free copy via .pdf file.
We may track you across our website to help us improve our content. We may use "cookies" and similar online technologies to keep, and sometimes track, information about you regarding your usage of our website. Cookies are small data files that are sent to your browser or related software from a Web server and stored on your device. Cookies help us to collect information about your usage of our website, including date and time of visits, pages viewed, amount of time spent on our sites, or general information about the device used to access the site, such as the browser used. You can refuse to store or delete cookies by configuring your web browser settings. Most browsers and mobile devices have their own settings to manage cookies. If you refuse a cookie when on our website, or if you delete cookies, you may experience some inconvenience in your use of our website, such as having to re-configure preferences.
RFWM often communicates with its clients and prospective clients through electronic mail(“email”) and other electronic means. Your privacy and security are very important to us. RFWM makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send RFWM private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.
Please note: RFWM does not accept trading or money movement instructions via email. As a registered investment advisor, RFWM emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of RFWM or the securities regulators. If you have received an email from RFWM in error, we ask that you contact the sender and destroy the email and its contents. If you have any questions regarding our email policies, please Contact Us.
RFWM may utilize third-party websites, including social media websites, blogs and other interactive content. RFWM considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, RFWM generally retains copies of information that RFWM or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of RFWM or the securities regulators. Information provided on these sites is for informational and/or educational purposes only and is not, in anyway, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by RFWM’s advisory persons after entering into an advisory agreement and provided RFWM with all requested background and account information. If you have any questions regarding our policies, please Contact Us.
4. Client Specific Performance Reports
This document is for your private and confidential use only, and not intended for broad usage or dissemination. Past performance is no guarantee of future returns. The performance presented reflects the deduction of the advisory fees. This report is for purposes of presenting the performance of your accounts and investments only and is not intended to be relied upon as a forecast, research or investment advice. Although this material is based upon information the Advisor considers reliable and endeavors to keep current, the Advisor does not assure that this material is accurate, current or complete, and it should not be relied upon as such. Please contact your existing Custodian for your actual historical returns, as well as the reporting of all balances and securities transactions. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of the Advisor’s investment services are disclosed in the publicly available Form ADV Part 2A.If you have any questions regarding this performance report, please Contact Us.
Ragain Financial Incorporated d/b/a Ragain Financial Wealth Management (“RFWM”) is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where RFWM and its representatives are properly licensed or exempt from licensure.
5. General Content (e.g. Brochures, FAQs, Market Commentaries, etc.)
Ragain Financial Incorporated d/b/a Ragain Financial Wealth Management (“RFWM”) is a Registered Investment Adviser. This content is intended to provide general information about RFWM. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information.
All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.
The views expressed in this commentary are subject to change based on market and other conditions. These documents may contain certain statements that may be deemed forward‐looking statements. Please note that any such statements are not guarantees of any future performance and actual results or developments may differ materially from those projected. Any projections, market outlooks, or estimates are based upon certain assumptions and should not be construed as indicative of actual events that will occur.
Past performance is no guarantee of future returns.
Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable. Additional Important Disclosures may be found in the RFWM Form ADV Part 2A. For a copy, please Click here.